Deal With a Fluctuating Economy by Applying for a Merchant Cash Advance

While every business venture ebbs and flows with the economy, small businesses are especially susceptible to falling on hard times during a down economy. Getting a traditional loan is even harder to do during rough times, but a merchant cash advance from JNI Commercial Lending could be the solution your small business needs.

Advantages of a Cash Advance

A cash advance has several advantages over traditional loans. In addition to receiving funds in as little as 48 hours, you can enjoy:

  • Little to no paperwork to apply
  • Easy repayment terms
  • No collateral requires
  • No application fee, equity loss, fixed payments or closing costs

How It Works

When you take out a cash advance, you pay back the loan directly from your merchant accounts. This means that for every credit card sale you make, a percentage of it returns to your lender. If your interest rate is 5 percent and you make an $100 sale on a credit card, $5.00 goes to your lender. If you make a $1,000 sale, your lender takes $50.00. This method ensures you’re never stuck with a loan payment that you can’t afford.

Apply for Your Loan Today

To find out more about applying for a merchant cash advance, contact the financial professionals at JNI Commercial Lending Community Funding.